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News and Blog Articles

Tree Struck by Lightning: When to Worry

7/21/2025

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​Georgia’s weather is notoriously fickle, but in these hottest summer months, we know to expect frequent storms. Heavy rains, booming thunder, and of course, flashing lightning. The winds and water are enough to cause tree failure, of course, but the lightning is an oft-overlooked threat. 

​Why Does Lightning Strike Trees? 

Picture
Lightning struck this tree and blew off a strip of bark.
​To understand why lightning strikes trees, let’s go back to elementary-school science for a minute. Lightning is an electrical discharge between two areas that have imbalanced electrical charge. Nature likes things to be balanced, so when one area is more negatively charged than another, some of the negative charge will jump to the positively-charged area in a big surge. That surge is what we call lightning. Most lightning occurs when electricity discharges from one cloud to another, or from a cloud to the ground. 
​When lightning discharges from a cloud to the ground, the electricity will take the shortest possible route, and will be drawn to any nearby conductors (things that electricity can pass through). Trees stand tall above the ground, shortening the distance the lightning has to free travel through the air. Trees are also full of moisture, making them a great conductor. These two factors make them ideal targets for lightning strikes.  

​What Happens When A Tree is Struck by Lightning?

​Lightning contains a massive amount of energy – 200 megajoules to 7 gigajoules, to be exact – that gets released almost instantaneously. That much power, that fast, can do a lot of damage. The extent of that damage depends on a few things, like the strength of the lightning and the size and preexisting condition of the tree.  
​Smaller, weaker lightning strikes might just see some bark go flying, or a branch snap and break off. Larger, stronger strikes, though, might see the tree catch fire, or even fully explode upon impact. 
​If the tree had any preexisting weak points, such as a broken branch, internal rot or decay, a pest infestation, etc, then these points are likely to be more seriously affected by the lightning. Of course, lightning is powerful enough to take down even the healthiest of trees, so just because your tree is doing fine doesn’t mean it’s not at risk. 
Picture
The strip of missing bark goes all the way up the tree!

​When Should I Worry? 

​There’s plenty of damage lightning can cause that’s perfectly visible – flying bark, broken branches, fire. But lightning often causes significant internal damage that compromises the tree’s structural integrity. Lightning is also incredibly damaging to the tree’s root system. This can lead to full tree failure. 
Picture
Our Certified Arborist, Scott, gives the damage a thumbs-down!
All the images in this article are of a tree we were contracted to remove that was struck by lightning, as you can see by the missing bark. The damage runs in a long strip all the way up the tree, with some sections wider than others. What you can’t see is the internal damage the lightning did, damage that would eventually cause the tree to die.  
It’s cases like this that mean you should always, always have a tree that’s been struck by lightning evaluated by a Certified Arborist. Even if the damage on the outside looks minimal, there could be something dangerous going on inside (or under the ground!) that you can’t see at all. 
It’s also important to have your tree assessed as soon as possible after the strike. The longer you wait, the worse that internal damage can get. This increases the threat the tree poses to your home and family, and it can also make the removal process more difficult and more dangerous, which could cost you more in the long run. 

​Is Removal the Only Option? 

​We’ve stressed the dangers of a lightning-damaged tree, because they can pose a serious threat to surrounding persons and property. But just because a tree was struck by lightning doesn’t automatically mean it will have to be removed. Trees are resilient. Depending on the level of damage, they may be able to recover on their own, or with some assistance (such as pruning, fertilizer, etc). But it’s always best to have a Certified Arborist assess the tree to make that call. 
​If you’ve had a tree struck by lightning, don’t wait! Contact Classic City Arborists in the Athens, Georgia area today to schedule a free quote! 

Author

Emily Casuccio is sister and sister-in-law to Rebekah and Scott Rushing, and has worked with Classic City Arborists for the last 5 years. In addition to handling administrative tasks and customer communication (she’s the voice you’ll hear on the phone!), Emily is an experienced copywriter, editor, and storyboard consultant. To learn more about her, read samples of her work, or contact her, visit her online portfolio.

Sources:
ISA (International Society for Arboriculture)
NOAA National Severe Storms Laboratory
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Home Insurance and Fallen Trees

7/8/2025

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​If you’ve ever dealt with home insurance, then you know how frustrating the claims and indemnity process can be. And when there’s the pressure of a tree sitting on your house, that process becomes even more stressful. To help make things less overwhelming, here are a few tips and important points to keep in mind. 

​Don’t Delay – Call Today!

​If a tree or a branch falls on your house, you’ll need to make some calls. The most important call if anyone is injured is always 911 – your first priority is making sure the people in your home are taken care of. But your second call should be to your insurance. This is both to notify them of the damage as quickly as possible, and also to check for any requirements you’ll need to fulfil to ensure the damage is covered. Depending on the situation, the adjuster may want ‘before’ pictures of the area, or they may even need to come out and take a look at it themselves. 
​Of course, in more severe and urgent situations, your insurance will understand the need to get the problem taken care of immediately, and may waive or alter their requirements to ensure no further damage is caused. 
​Once you’ve notified your insurance, then it’s time to call a Certified Arborist. Most tree service companies prioritize emergencies, so unless a large storm causes a high volume of emergency work all at once, they should be able to fit you in pretty quickly. 

​Common Misconceptions

​There are a lot of assumptions out there about what your insurance will cover, or what they might require in order to cover something. Here are a few misconceptions we’d like to debunk:
1. You need your insurance’s permission to remove a tree from your house .
​In an emergency situation, it’s much more important to get the dangerous tree off your house than it is to wait for your insurance to send an agent to your house to look things over. That said, we always recommend contacting your insurance as soon as possible to at the very least notify them of the situation. 
2. Insurance only covers removing the part of the tree touching the house.
It’s true that insurances often want to minimize costs when funding the removal of a fallen tree, so there’s this idea that they’ll only pay for taking care of what’s actively causing damage to the home. But insurances usually understand that getting debris off a structure can be incredibly complicated, and sometimes the easiest and safest way to remove a tree involves removing the whole thing. That’s why it’s important to get a Certified Arborist involved, to assess the situation and determine the best course of action. If your insurance is skeptical or reluctant to cover the full removal, most arborists should be willing to write a letter to or even speak directly with your insurance agent to explain the situation. 
3. ​Insurance only covers damage to your home.
Picture
​While it’s called “home insurance,” never assume your policy only covers your physical house. Many policies extend coverage to things like mailboxes and address posts, or even sprinkler systems and landscape lighting. Depending on the package you chose, your shed or fence might be covered too! Even if you read through your policy and don’t think something is covered, it’s worth the call to your insurance to double-check. 
4. ​Stump grinding is never covered by insurance.
​Stump grinding is generally considered an aesthetic preference as opposed to a necessity, which is why most people assume it’s not covered by their insurance. But trees don’t always break at some point up the trunk. Sometimes, the root system fails, and the entire root ball lifts up out of the ground. This tangled mess of roots can lift up and break through a nearby fence, your patio, or even your underground utilities. Assuming the damage is to a covered structure, the removal of the root ball and grinding of the stump would likely be included in the repair process. 
​So there you have it! Hopefully, these tips and debunked misconceptions will help ease some of the stress when it comes to emergency tree removals. 
If you’re in the Athens or Watkinsville, Georgia area and would like to get a quote, whether for an emergency tree removal or a routine pruning, contact Classic City Arborists today to schedule your free estimate!

Author

Emily Casuccio is sister and sister-in-law to Rebekah and Scott Rushing, and has worked with Classic City Arborists for the last 5 years. In addition to handling administrative tasks and customer communication (she’s the voice you’ll hear on the phone!), Emily is an experienced copywriter, editor, and storyboard consultant. To learn more about her, read samples of her work, or contact her, visit her online portfolio.

Sources:
Tree Care Industry Magazine
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Classic city arborists

P.O. Box 1754
Watkinsville, GA 30677
[email protected]

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23   Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, 
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